04/12/2014

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Credit Cards The Mexican Senate approved measures to limit bids and grants of certain types of credit cards at the end of last year. These measures could serve as an example to other countries in the region. The Estados Unidos President Barak Obama has already expressed interest in the new regulation of the credit cards in the United States is approved on 25 May. The measure was approved unanimously in the Senate, with these initiatives it is protecting users of financial institutions and certain practices described as predatory by the banking entities. What passed the Senate? Customers shall be notified in advance of 30 days of any increase in the interest rates on credit cards. In this way users can assess if they continue or not with your credit cards. The restriction of the schedules in which offers of credit cards are made to users. The prohibition of credit cards pre-approved unless they have been requested. That single credit limit is high with the prior consent of customers. Prohibit and punish credits to minors. That credit cards are only delivered to persons with capacity to pay. That interest rates are applied only on balances average daily outstanding (outstanding: is the current amount of debt, the remnant still unsettled). The average daily outstanding balance is charged or is considered to be based on the average of different debts that could be greater than if kept one only and the recovery of this. Each statement have the period required for the client finiquite the debt although it covers only the minimum payment. Either both for passive operations as for the active, statements should provide information about the elements of greatest importance of the operation to be: interest charged and paid, credit, commissions, the Total annual cost (CAT), limits balances and warnings that illustrate to...
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Mineirinho New people appear and the Abdala goes to take care of them. The Mineirinho nor if moves of the place. It continues pricking the tobacco. Some times if raise, go until the door and of each enormous cusparada one, as it was parrot excrement. It returns to the place and it continues cutting the tobacco. Plus one pauses: - Its Abdala, Mr. vende coffee? - Seeing yes, how many kilos go? - How much it is the kilo? - One hundred and ten cruises. Mineirinho nor raises the head. It continues its task to cut the tobacco. Finished to cut this, it starts to rub the hand in whose it dust to be fininho well. boot time in this. There later handle the straw, passes in the language pra and pra here, until softening it well. It places the tobacco in the straw and rolls, enroladinha and it asks well again: - By chance Mr. vende sugar? - In the certainty that yes. - How much it is the kilo? - Sixty and six cruises. Mineirinho places the cigarette in the mouth, looks binga, but it does not find it. It does not have as to light the tobacco, but without no cerimnica it asks for the Abdala. - Its Abdala, you could loan to a tio pra to me I to light the cigarette? I do not know where I placed mine binga. Mineirinho lights the straw cigarette and goes well smoking to the few and devagarinho. In each puff that of, untied as much smoke that more it seems a fire extinguisher of fireman body. The entire warehouse is impregnated of catinga of the cigarette. Mineirinho nor binds. It is as if he was calm in its proper house. The time passes: 9 hours, 10, 11.